Backed by 200+ lenders, award-winning expertise, and a commitment to your financial success.
Explore our services.
prime “a-side” mortgages
If you have strong credit and verifiable income, you’re in a great position to access the most competitive mortgage rates in the market. But rates change daily, and not all lenders advertise their best offers publicly.
how we help?
Money Kaur monitors real-time mortgage rate feeds and secures rate holds up to 120 days. She compares major banks, credit unions, and monoline lenders on your behalf so you don’t waste time shopping around or reading through confusing terms. With expert advice and same-day pre-approvals, your mortgage is in the right hands from day one.
alternative “b-side” mortgages
Not everyone fits inside the traditional lending box, and that’s okay. Whether you’re self-employed, dealing with bruised credit, or managing a high debt ratio, alternative lenders offer a real path forward.
how we help?
Money structures short-term B-lender mortgages with a clear exit plan to get you back into prime lending faster. She negotiates capped fees, 12- to 36-month terms, and provides a custom credit-rebuild strategy so your next application is even stronger.
First-Time Home Buyer Mortgage Support
Buying your first property in the GTA can feel overwhelming. From down payment programs to tax rebates and closing costs, there’s a lot to navigate — and thousands of dollars at stake.
how we help?
Money walks you through every first-time buyer incentive available in Ontario: RRSP Home Buyers’ Plan, First Home Savings Account (FHSA), land transfer tax rebates, and more. She builds a down payment roadmap and gets you pre-approved so you’re ready when the perfect home hits the market
Mortgage Renewals & Lender Switches
Most Canadians simply accept their lender’s renewal offer and leave money on the table. But you have options.
how we help?
Money starts rate hunting 120 days before your renewal date. She compares offers from 30+ lenders, negotiates with your current provider, and shows you exactly how much you could save by switching or blending your mortgage. She’ll even handle the paperwork if you choose to move lenders.
Mortgage Refinancing & Home Equity Take-Outs
Whether you’re consolidating high-interest debt, funding a home renovation, or covering major expenses, refinancing can unlock up to 80% of your home’s value — but it has to make financial sense.
how we help?
Money evaluates your penalties, legal fees, and new payment options with her “Stay vs. Refi” comparison tool. If the numbers check out, she handles the appraisal and legal steps so you get your funds fast, without surprises.
Investment & Rental Property Financing
Whether you’re buying your first rental unit or expanding your real estate portfolio, you need financing that maximizes returns and keeps your borrowing power strong
how we help?
Money structures rental property loans with lenders who recognize 100% of rental income and offer flexible debt-service ratios. She creates long-term financing plans designed to fuel your growth while protecting your cash flow.
(647) 876-4208
approvedbymoney@gmail.com
License #: 10530
Money Kaur delivers tailored mortgage solutions: swift pre‑approvals, competitive rate shopping, refinancing and renewals, first‑time buyer guidance, investment property financing, debt consolidation strategies, and expert credit advice—streamlining every step so you secure affordable financing confidently, quickly, and with peace of mind.
